Fintech
Fintech Software Development
Secure, compliant and scalable fintech products: payments, wallets, lending, banking, insurance and trading platforms that users trust with their money.
- Security-first engineering
- Compliance-aware design
- Scalable, real-time systems
Solutions
Fintech software we build
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Payment & Wallet Apps
Secure payments and digital wallets.
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Lending & Loan Software
Origination, scoring and servicing.
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Banking App Development
Modern mobile and web banking.
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Insurance Software
Policies, claims and customer portals.
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Trading & Investment Platforms
Real-time markets and portfolios.
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Security & compliance
Built for money, built for trust
Financial software must be secure, auditable and reliable. We design for regulations such as PCI DSS, KYC/AML and data protection from the first sprint.
- Encryption, tokenisation and secure key management
- KYC, AML and identity verification integrations
- Audit trails for every transaction
- High availability and disaster recovery
Fintech integrations
- 01PaymentsStripe, Adyen, Razorpay, PayPal.
- 02BankingOpen banking and core banking APIs.
- 03IdentityKYC and document verification.
- 04DataCredit bureaus and market data.
Our process
From idea to launch in six clear steps
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Discovery & NDA
We sign an NDA, map your goals, users and constraints, and agree on what success looks like.
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Spec & architecture
AI-assisted specifications, user stories and a scalable architecture, reviewed by senior engineers.
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UX & UI design
Wireframes and clickable prototypes you can test with real users before a line of code is written.
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Build in sprints
AI-assisted development with a working demo every two weeks, so you always see real progress.
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QA & security
Automated and manual testing, AI-assisted code review and security checks on every release.
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Launch & support
We ship, monitor and improve, with six months of free support after launch.
Industries
Other industries we serve
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Healthcare
Telemedicine, patient management and healthcare CRM.
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eCommerce & Retail
Stores, marketplaces, POS and retail analytics.
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Real Estate
Listings, property management and real estate CRM.
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Education
Learning platforms, virtual classrooms and education CRM.
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Travel & Hospitality
Booking, hotel and restaurant management.
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Logistics & Supply Chain
Fleet, warehouse and delivery tracking.
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Client reviews
What clients say about working with us
Verified reviews from founders and CTOs on Clutch.
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Custom Software Development
Web-Based Coupon App Development
The work produced by the team was of exceptional quality.
Verified review on Clutch (Jon Thies, opens in a new tab)
Jon Thies
CTO, Model Rocket Feb 2022 – Mar 2023
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Custom Software Development
Mobile & Web Platform Development & Design
Silver Scintilla was responsive, respectful, and enjoyable to work with, quickly addressing any questions or requests.
Verified review on Clutch (DeShawn Brown, opens in a new tab)
DeShawn Brown
CEO & Founder, Lithios Jun 2021 – Nov 2022
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Custom Software Development
Web-Based HRM System Development
Silver Scintilla provided the best solution with scalable functionality, personalized features, and robust security.
Verified review on Clutch (Suheb Khan, opens in a new tab)
Suheb Khan
Director, Collaborative Insight Technologies Jul 2020 – Jun 2022
FAQ
Fintech: frequently asked questions
Straight answers to what clients ask us most.
Need advice for your project?
Every product is different. Talk to a senior engineer about your tech stack, timeline and team, and get honest advice on your next step.
Talk to an ExpertWhat fintech software do you build?
Payment and wallet apps, lending and loan platforms, banking apps, insurance software and trading platforms.
How do you handle security in fintech?
Encryption, secure authentication, tokenisation, audits and security testing on every release.
Do you know fintech regulations?
We design for PCI DSS, KYC/AML and data protection requirements, working with your compliance team.
Can you integrate with banks and payment providers?
Yes, through open banking APIs, payment gateways and core banking systems.
Free discovery call
Have an idea? Let's turn it into AI-powered software.
Book a free discovery call with our experts. Share your idea and we will help you shape the scope, timeline and budget, under NDA.
- Free consultation
- NDA before we talk
- Transparent estimate




