Payment & Wallet Apps
Payment App & Digital Wallet Development
Secure payment apps and digital wallets for P2P transfers, QR payments, cards and merchant payments, designed for speed and trust.
- P2P, QR and card payments
- Strong authentication
- PCI-aware architecture
What we offer
Payment & Wallet Apps services
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Digital Wallets
Store value, send money and pay in-store.
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QR & NFC Payments
Tap or scan to pay.
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P2P Transfers
Instant transfers between users.
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Security
Biometrics, 2FA and fraud monitoring.
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Merchant Payments
Payment acceptance and settlement for merchants.
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Fraud Detection
AI that flags suspicious transactions.
Learn more
Our process
From idea to launch in six clear steps
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Discovery & NDA
We sign an NDA, map your goals, users and constraints, and agree on what success looks like.
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Spec & architecture
AI-assisted specifications, user stories and a scalable architecture, reviewed by senior engineers.
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UX & UI design
Wireframes and clickable prototypes you can test with real users before a line of code is written.
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Build in sprints
AI-assisted development with a working demo every two weeks, so you always see real progress.
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QA & security
Automated and manual testing, AI-assisted code review and security checks on every release.
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Launch & support
We ship, monitor and improve, with six months of free support after launch.
Related
Related services
Client reviews
What clients say about working with us
Verified reviews from founders and CTOs on Clutch.
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Mobile App Development
Web & Mobile App Development for a Software Company
Their communication skills and industry knowledge have left a strong impression on us.
Alec Wenzowski
President, Button Inc. Jan 2022 – Ongoing
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Mobile App Development
Software & Mobile App Development
They were great people with great work ethic.
Henry Popp
Co-Founder, Codedge LLC Aug 2021 – Jan 2023
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Mobile App Development
Mobile App Development for an IoT Company
The project manager does an excellent job, and the team is always available during the project.
Arjen Schoneveld
Co-Founder, Dexels BV Jun 2021 – Oct 2022
FAQ
Payment & Wallet Apps: frequently asked questions
Straight answers to what clients ask us most.
Need advice for your project?
Every product is different. Talk to a senior engineer about your tech stack, timeline and team, and get honest advice on your next step.
Talk to an ExpertHow secure are payment apps you build?
We use encryption, tokenisation, biometrics and fraud monitoring, and follow PCI DSS guidance.
Which payment providers can you integrate?
Stripe, Adyen, PayPal, Razorpay and local providers, plus open banking APIs.
Can the wallet support multiple currencies?
Yes, with exchange rates and compliant handling.
Do you handle KYC onboarding?
Yes, with identity verification providers.
Free discovery call
Have an idea? Let's turn it into AI-powered software.
Book a free discovery call with our experts. Share your idea and we will help you shape the scope, timeline and budget, under NDA.
- Free consultation
- NDA before we talk
- Transparent estimate